These Terms and Conditions (“Terms”) govern your access to and use of the website, services, communications, and insurance brokerage activities of Dusseau Life Group (“Company,” “we,” “us,” or “our”). By accessing our website, submitting forms, or engaging with our services, you agree to be bound by these Terms.
If you do not agree to these Terms, do not use our services.
1. Business Description
Dusseau Life Group is an independent insurance brokerage. We are not an insurance carrier. Insurance products are offered through licensed carriers and are subject to underwriting approval, policy terms, conditions, and availability.
Nothing on this website constitutes a guarantee of coverage, rates, benefits, or policy approval.
2. Eligibility (18+)
You must be at least 18 years old to use our website or services. By using our services, you represent that you meet this requirement.
3. No Legal, Tax, or Financial Advice
All information provided by Dusseau Life Group is for general informational purposes only. We do not provide legal, tax, or financial advice. You are encouraged to consult qualified professionals before making decisions based on insurance or financial information.
4. Client Responsibilities
You agree to:
Provide accurate, truthful, and complete information
Notify us of material changes that may affect coverage
Review all insurance documents upon receipt
Independently verify policy details and suitability
You acknowledge that you are responsible for final insurance decisions.
5. Communications & Consent
SMS, Phone, Email & Automated Communications
By submitting your contact information through our website or forms, you consent to receive communications from Dusseau Life Group via:
Phone calls
SMS/text messages
Email
Automated systems
Communications may include appointment reminders, insurance information, service follow-ups, and account-related notifications.
6. SMS Terms & Conditions
By opting in to SMS communications, you agree to the following:
Messages may be sent from Dusseau Life Group
Message frequency varies
Message & data rates may apply
You may opt out at any time by replying STOP
For assistance, reply HELP or contact us directly
Consent to receive SMS messages is not a condition of purchase.
7. Opt-Out Instructions
You may opt out of:
SMS by replying STOP
Email communications by using the unsubscribe link
Phone communications by requesting removal during a call
Opt-out requests will be honored promptly.
8. Carrier Disclaimer
Wireless carriers are not liable for delayed, undelivered, or misdirected messages. Delivery of SMS messages is subject to carrier availability.
9. Intellectual Property
All content on this website—including text, logos, branding, scripts, graphics, and materials—is the intellectual property of Dusseau Life Group and may not be copied, reproduced, distributed, or used without written permission.
10. Limitation of Liability
To the maximum extent permitted by law, Dusseau Life Group shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of our website or services.
11. Indemnification
You agree to indemnify and hold harmless Dusseau Life Group from any claims, losses, liabilities, or expenses arising from:
Your misuse of our services
False or inaccurate information you provide
Violation of these Terms
12. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which explains how we collect and use your information.